This free workshop is designed to empower youth with the financial knowledge and skills needed to make informed decisions about money management and investing. Through engaging lessons and practical activities, participants will gain a solid understanding of key financial principles, including budgeting, wealth-building strategies, investment options, and retirement planning. Whether you're just starting to manage your finances or looking to refine your financial knowledge, this course will equip you with the tools to take control of your financial future.

Budgeting: Learn how to manage your money effectively, balance monthly expenses, plan for future needs, and prepare for the unexpected. Participants will learn to:

• Create a monthly budget that aligns with your income and expenses.
• Develop strategies to save money and reduce unnecessary spending.
• Prepare for future financial goals like buying a car, college, or a home.
• Understand how to plan for emergencies and unexpected expenses.

Building Wealth: Understand the power of compounding interest, the Rule of 72, and how inflation impacts your money. Learn strategies to build long-term wealth. Participants will:

• Comprehend the concept of compounding interest and how it can grow your savings over time.
• Use the Rule of 72 to estimate how long it will take for your investments to double.
• Learn how inflation impacts your purchasing power and savings.
• Understand the importance of starting early and consistently investing for long-term growth.

Common Securities: Explore different types of investments like stocks, bonds, and mutual funds. Understand the risks, rewards, and how to choose the right securities for your financial goals. Participants will learn to:

• Differentiate between stocks, bonds, and mutual funds and understand their respective risks and rewards.
• Understand the role of diversification in reducing investment risk.
• Learn how to evaluate whether a security fits your financial goals and risk tolerance.
• Discover how to start investing, even with small amounts of money.

Retirement Planning: Discover the different retirement savings options available, including 401(k)s, IRAs (Traditional and Roth), and how to create a plan for your financial legacy. Participants will learn to:

• Explore the different retirement accounts, including 401(k)s, Traditional IRAs, and Roth IRAs.
• Learn the advantages and disadvantages of each type of retirement account.
• Understand the concept of tax-deferred growth and the impact of taxes on your retirement savings.
• Develop a basic strategy for building a retirement fund that ensures financial security later in life.

Light Lunch will be provided.